1020 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 1020 N Main St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,742 sqft · built 1930
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Mar 2021)
Tax Bill	$16,601 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-317-006`

Property Details

APN / Parcel Number

Primary APN	`05-09-317-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,310 sqft
Basement Area	568 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	19.8 ft deep x 12 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Pool Area	966 sqft
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 N MAIN ST
City	WHEATON
State	IL
Zip	60187-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JESSE C WHEATON JRS ADD TO WHEATON N 120 FT OF E 198 FT
Legal Subdivision	JESSE C WHEATON JRS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3046
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 N MAIN ST, WHEATON, IL 60187-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Mar 22, 2021	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	202145404
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1020 N MAIN ST, WHEATON, IL 60187-3522
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045246
Date	May 5, 2022
Instrument	R2022-045246

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 22, 2021
Property Address	1020 N MAIN ST, WHEATON, IL 60187-3522
Document Number	0000045404
Map Reference	DOC 176794
Instrument Date	Mar 11, 2021
Instrument	R2021-045404
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1020 N MAIN ST, WHEATON, IL 60187-3522

Mortgage

Document Number	0000045405
Date	Mar 22, 2021
Instrument	R2021-045405

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,601.00 (+8.84%)	$282,087 (+24.68%) Land $76,614 Building $205,473	$846,261 (+24.68%) Land $229,842 Building $616,419
2022	$15,253.00 Homeowner's exemption	$226,250 Land $61,450 Building $164,800	$678,750 Land $184,350 Building $494,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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