1010 N Main St, Wheaton, IL 60187 Property Records

DuPage County property record for 1010 N Main St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,391 sqft · built 1916
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2025)
Tax Bill	$13,347 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-317-007`

Property Details

APN / Parcel Number

Primary APN	`05-09-317-007`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area
Gross Area	3,429 sqft
Basement Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	19.8 ft deep x 9.9 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1010 N MAIN ST
City	WHEATON
State	IL
Zip	60187-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	JESSE C WHEATON JRS ADD S 99 FT N 219 FT E 198 FT
Legal Subdivision	JESSE C WHEATON JRS ADD
Legal Block	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3046
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25W325 ARMBRUST AVE, WHEATON, IL 60187-3481
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS INC
Apr 9, 2024	Deed of Trust, Mortgage QUARA HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Sep 29, 2003 · Amount on Record
Deed Document Number	202522078
Prior Transfer Date	Jun 18, 2009
Prior Transfer Doc	0000097986
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1010 N MAIN ST, WHEATON, IL 60187-3522
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 N MAIN ST, WHEATON, IL 60187-3522

Mortgage

Document Number	0000008710
Date	Feb 10, 2026
Instrument	R2026-008710

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company
Address	WESTERN SPRINGS, IL 60558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1010 N MAIN ST, WHEATON, IL 60187-3522
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 N MAIN ST, WHEATON, IL 60187-3522

Mortgage

Document Number	0000018866
Date	Apr 9, 2024
Instrument	R2024-018866

Lender

Name	QUARA HOLDINGS LLC
Type	Non-Lending Institution
Address	WHEATON, IL 60187

Agreement

Amount	Amount Recorded
Term	13 Months
Due	May 8, 2025

Interest

Rate	10%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,347.00 (+2.24%)	$228,357 (+8.46%) Land $68,472 Building $159,885	$685,071 (+8.46%) Land $205,416 Building $479,655
2024	$13,054.00 (+6.4%)	$210,545 (+14.95%) Land $63,131 Building $147,414	$631,635 (+14.95%) Land $189,393 Building $442,242
2022	$12,269.00 Homeowner's exemption	$183,160 Land $54,920 Building $128,240	$549,480 Land $164,760 Building $384,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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