1012 Moonlight Dr, Berea, KY 40403 Property Records

Madison County property record for 1012 Moonlight Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,492 sqft · built 1996
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$135,600 (Oct 2013)
Tax Bill$1,753 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0073-0003-0004

Property Details

APN / Parcel Number

Primary APN0073-0003-0004
Alternative APNs
  • 102756
  • 140029
  • 70139

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,492 sqft Living Area

Exterior

Year BuiltBuilt 1996
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area45,302 sqft (1.04 acres)
Garage TypeAttached
Garage Area1,156 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number70139
Street Address1012 MOONLIGHT DR
CityBEREA
StateKY
Zip40403-9239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOWBROOK LOT 4
Legal SubdivisionSHADOWBROOK
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1003
Census Tract11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 MOONLIGHT DR, BEREA, KY 40403-9239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2013 · Amount on Record
Deed SaleOct 1, 2013 · Amount on Record
Deed Document Number0000696326
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1012 MOONLIGHT DR, BEREA, KY 40403-9239
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2013964286
DateSep 1, 2017
Book PageM01762/594
Instrument2013964286
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressBerea, KY 40403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,753.00 (+85.5%) Homeowner's exemption$235,000 (+63.42%)$235,000 (+63.42%)
2023$945.00 Homeowner's exemption$143,800$143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Moonlight Dr

Nearby Streets

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