Clay County property record for 1020 Lamson St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1994 |
| Lot Size | 0.797 acres (34,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2025) |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-206-023 |
| Primary APN | 10-26-206-023 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 34,741 sqft (0.797 acres) |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,134 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 93 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1020 LAMSON ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1026 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ASSESSOR'S SUB E/2 NW NE SEC 26-3-6 W 130' SUB LOT 1 |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 26 |
| Legal Subdivision | ASSESSORS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 972100 |
1020 Lamson St, a residential property, is owned and occupied by two individuals who bought it in September 2025.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 10, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 23, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Deed Document Number | 2025212562 |
| Prior Transfer Date | Sep 8, 2025 |
| Prior Transfer Doc | 0000212562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 10, 2025 |
| Property Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Document Number | 0000212563 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 212563 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 10, 2025 |
| Property Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Document Number | 0000212562 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 212562 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 23, 2021 |
| Property Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
| Document Number | 0000202763 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 202763 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003 W 4TH ST, FLORA, IL 62839-1296 |
| Name | Verified Name |
|---|---|
| Address | 1020 LAMSON ST, FLORA, IL 62839-1026 |
The 2025 property tax bill for 1020 Lamson St was $4,565 with a homeowner's exemption, up 6.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,565.00 (+6.06%) Homeowner's exemption | $65,636 (+11.45%) Land $6,335 Building $59,301 | $196,908 (+11.45%) Land $19,005 Building $177,903 |
| 2024 | $4,304.00 Homeowner's exemption | $58,893 Land $5,684 Building $53,209 | $176,679 Land $17,052 Building $159,627 |
| 2022 | $4,160.00 (+24.07%) Homeowner's exemption | $49,689 Land $4,755 Building $44,934 | $149,067 Land $14,265 Building $134,802 |
| 2021 | $3,353.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 Lamson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Lamson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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