911 Lamson St, Flora, IL 62839 Property Records

Clay County property record for 911 Lamson St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,026 sqft · built 1977
Lot Size	0.276 acres (12,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2023)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-203-003`

Property Details

APN / Parcel Number

Primary APN	`10-26-203-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	12,035 sqft (0.276 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Pole Barn	729 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	911 LAMSON ST
City	FLORA
State	IL
Zip	62839-1025
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	JOE JOHNSON 1ST ADDN BLOCK 3 LOT 5
Legal Subdivision	1ST ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1017
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 LAMSON ST, FLORA, IL 62839-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 22, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 29, 2018	Quit Claim Deed, Transfer Quitclaim
May 11, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	2023207295
Transfer Doc	0000200928
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	911 LAMSON ST, FLORA, IL 62839-1025
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208995
Date	Mar 1, 2024
Instrument	208995

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.49%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 22, 2023
Property Address	911 LAMSON ST, FLORA, IL 62839-1025
Document Number	0000207295
Instrument Date	May 22, 2023
Instrument	207295
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 LAMSON ST, FLORA, IL 62839-1025

Mortgage

Document Number	0000207296
Date	May 22, 2023
Instrument	207296

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jan 29, 2018
Property Address	911 LAMSON ST, FLORA, IL 62839-1025
Document Number	D193436
Instrument Date	Jan 16, 2018
Instrument	D193436
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 120, TRENTON, ND 58853-0120

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 11, 2007
Property Address	911 LAMSON ST, FLORA, IL 62839-1025
Document Number	0000160612
Instrument Date	May 10, 2007
Instrument	160612
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 LAMSON ST, FLORA, IL 62839-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	911 LAMSON ST, FLORA, IL 62839-1025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000160613
Date	May 11, 2007
Instrument	160613

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 10, 2040

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 (+6.39%) Homeowner's exemption	$53,386 (+11.45%) Land $3,960 Building $49,426	$160,158 (+11.45%) Land $11,880 Building $148,278
2024	$3,409.00 (+43.54%) Homeowner's exemption	$47,901 (+92.03%) Land $3,553 Building $44,348	$143,703 (+92.03%) Land $10,659 Building $133,044
2022	$2,375.00 (+9.3%)	$24,945 Land $2,960 Building $21,985	$74,835 Land $8,880 Building $65,955
2021	$2,173.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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