1020 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1020 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,337 sqft · built 2011
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,000 (Apr 2022)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-3140`

Property Details

APN / Parcel Number

Primary APN	`029221-3140`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	2,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 314 OR5531/578
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	314
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3002
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	202235471
Deed Book / Page	5531 / 578
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2022
Property Address	1020 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Document Number	0055310578
Book / Page	5531 / 578
Map Reference	MB 54 PG 15-29
Instrument Date	Apr 4, 2022
Instrument	2022035471
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8553 FLORENCE COVE RD, ST AUGUSTINE, FL 32092-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 JUNIPER LN, HANOVER, MA 02339-1249

Mortgage

Document Number	0005531580
Date	Apr 5, 2022
Instrument	5531/580

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,339 (-8.85%) Land $90,000 Building $296,339	$386,339 (-8.85%) Land $90,000 Building $296,339
2025	$5,520.00 (+9.81%) Homeowner's exemption	$423,836 (+0.88%)	$423,836 (-1.2%) Land $96,000 Building $327,836
2024	$5,027.00 (+1.93%) Homeowner's exemption	$420,133 (+3%)	$428,993 (+5.17%) Land $92,000 Building $336,993
2023	$4,932.00 (+44.93%) Homeowner's exemption	$407,896 (+41.98%)	$407,896 (+7.95%) Land $92,000 Building $315,896
2022	$3,403.00 Homeowner's exemption Widower's exemption	$287,283	$377,854 Land $84,000 Building $293,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Xfinity.

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