1009 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1009 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,447 sqft · built 2007
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2018)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-0170`

Property Details

APN / Parcel Number

Primary APN	`029221-0170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	2,447 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	312 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 17 OR4623/24 & 5579/1785(L/E)
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	4
Legal Lot Number	17
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

1009 Inverness Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1009 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Document Number	201872437
Deed Book / Page	4623 / 24
Last Transfer Date	May 27, 2022
Transfer Doc	0055791785
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2022
Property Address	1009 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0055791785
Book / Page	5579 / 1785
Map Reference	MB 54 PG 15-29
Instrument Date	May 27, 2022
Instrument	2022060155
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 INVERNESS DR, ST AUGUSTINE, FL 32092-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 INVERNESS DR, ST AUGUSTINE, FL 32092-2787

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 5, 2018
Property Address	1009 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0046230024
Book / Page	004623 / 000024
Instrument Date	Oct 1, 2018
Instrument	72437
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1009 INVERNESS DR ST AUGUSTINE FL 320922787, ST AUGUSTINE, FL 32092-2787

Mortgage

Document Number	46230026
Date	Oct 5, 2018
Book Page	004623/000026
Instrument	72438

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Inverness Dr was $3,788 with exemptions applied, up 12.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,300 (+2.7%)	$372,743 (-7.81%) Land $90,000 Building $282,743
2025	$3,788.00 (+12.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$300,195 (+2.9%)	$404,332 (-1.03%) Land $96,000 Building $308,332
2024	$3,354.00 (+2.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$291,735 (+3%)	$408,551 (+4.99%) Land $92,000 Building $316,551
2023	$3,286.00 (+3.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$283,238 (+3%)	$389,140 (+4.36%) Land $92,000 Building $297,140
2022	$3,188.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$274,988	$372,867 Land $84,000 Building $288,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 Inverness Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Inverness Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Xfinity.

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