Washington County property record for 1020 Gary Dr, Saint Paul Park, MN 55071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,340 sqft · built 1988 |
| Lot Size | 0.244 acres (10,633 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,000 (Nov 2025) |
| Tax Bill | $4,774 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-027-22-14-0056 |
| Primary APN | 13-027-22-14-0056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,340 sqft Living Area |
| Basement Area | 1,242 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 442 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,633 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1020 GARY DR |
|---|---|
| City | SAINT PAUL PARK |
| State | MN |
| Zip | 55071-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME STEVENS RIDGE LOT 3 BLOCK 7 SUBDIVISIONCD 68500 |
| Legal Subdivision | STEVENS RIDGE |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | ST. PAUL PARK |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 71300 |
1020 Gary Dr is owned and occupied by an individual who bought it in November 2025.
Source: Washington County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 28, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 20254490145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Nov 26, 2025 |
| Property Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Document Number | 0004490145 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 4490145 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,079.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Document Number | 0004490146 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 4490146 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Document Number | 0004208121 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | GLOBAL CLOSING |
| Name | Verified Name |
|---|---|
| Address | 1020 GARY DR ST PAUL PARK MN 550711481, ST PAUL PARK, MN 55071-1481 |
| Document Number | 0004208121 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4208121 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Dec 28, 2018 |
| Property Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Document Number | 0004180369 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 4180369 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1020 GARY DR, SAINT PAUL PARK, MN 55071-1481 |
| Document Number | 0004180370 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 4180370 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 1020 Gary Dr was $4,774 with a homeowner's exemption, up 0.2% from the year before.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | St. Paul Park City |
| Unified School District | South Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,774.00 (+0.17%) Homeowner's exemption | ||
| 2025 | $4,766.00 Homeowner's exemption | $363,700 (+2.8%) Land $100,000 Building $263,700 | $363,700 (+2.8%) Land $100,000 Building $263,700 |
| 2024 | $353,800 Land $90,000 Building $263,800 | $353,800 Land $90,000 Building $263,800 | |
| 2023 | $4,236.00 | ||
| 2022 | $340,400 Land $97,900 Building $242,500 | $340,400 Land $97,900 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Gary Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984–1986) |
| Most Recent Claim | Apr 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Gary Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Park serves 5,427 people · EPA ID MN1820018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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