1148 Gary Dr, Saint Paul Park, MN 55071 Property Records

Washington County property record for 1148 Gary Dr, Saint Paul Park, MN 55071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 934 sqft · built 1987
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2020)
Tax Bill	$4,146 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-027-22-14-0005`

Property Details

APN / Parcel Number

Primary APN	`13-027-22-14-0005`
Alternative APN	`685002730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	934 sqft Living Area
Basement Area	912 sqft
Finished Basement	750 sqft
Unfinished Basement	162 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1148 GARY DR
City	SAINT PAUL PARK
State	MN
Zip	55071-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME STEVENS RIDGE LOT 4 BLOCK 4 SUBDIVISIONCD 68500
Legal Subdivision	STEVENS RIDGE
Legal Block	4
Legal Lot Number	4
Jurisdiction	WASHINGTON MN
Township / Civil Division	ST. PAUL PARK
Census Block Group	2
Census Block	2023
Census Tract	71300

Owner

1148 Gary Dr is owned and occupied by an individual who bought it in November 2020.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1148 GARY DR, SAINT PAUL PARK, MN 55071-1269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20204277469
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0004277469
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Nov 17, 2020
Property Address	1148 GARY DR, SAINT PAUL PARK, MN 55071-1269
Document Number	0004277469
Instrument Date	Oct 13, 2020
Instrument	4277469
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 GARY DR, SAINT PAUL PARK, MN 55071-1269

Mortgage

Document Number	0004277470
Date	Nov 17, 2020
Instrument	4277470

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1148 Gary Dr was $4,146 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	St. Paul Park City
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,146.00 Homeowner's exemption
2025		$319,900 (+3.19%) Land $100,000 Building $219,900	$319,900 (+3.19%) Land $100,000 Building $219,900
2024		$310,000 Land $90,000 Building $220,000	$310,000 Land $90,000 Building $220,000
2023	$3,710.00
2022		$301,000 Land $97,900 Building $203,100	$301,000 Land $97,900 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1148 Gary Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1986)
Most Recent Claim	Apr 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Gary Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Park serves 5,427 people · EPA ID MN1820018
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20