1020 Garden St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 1020 Garden St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1952
Lot Size	0.36 acres (15,682 sqft)
Owner	Trust Name on File
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Aug 2026 Sale
APN	`06-9.0-32-001-004-027.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-001-004-027.000`

Interior

Building Area	1,066 sqft Base Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	119 ft deep x 130 ft wide

Location & Zoning

Street Address	1020 GARDEN ST
City	SAINT JOSEPH
State	MO
Zip	64504-1882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EAST SIDE EXTENSION LOT:1 BLK:3LGL DESC:
Legal Subdivision	EAST SIDE EXTENSION
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2018
Census Tract	2300

Owner

1020 Garden St is held in a trust since August 2026.

Source: Buchanan County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026
Deed Sale	Aug 10, 2026
Prior Sale	Apr 15, 2016
Deed Document Number	20266541
Deed Book / Page	3821 / 281
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	2016003403
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 10, 2026
Property Address	1020 GARDEN ST, SAINT JOSEPH, MO 64504-1882
Document Number	0000006541
Book / Page	3821 / 281
Instrument Date	Aug 5, 2026
Instrument	20266541
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Garden St was $1,219.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00	$16,870 Land $4,740 Building $12,130	$88,810 Land $24,960 Building $63,850
2024	$1,219.00 (+13.5%)
2023	$1,074.00 (-0.65%)	$16,200 (-) Land $4,740 Building $11,460	$85,260 Land $24,960 Building $60,300
2022	$1,081.00	$16,200 Land $4,740 Building $11,460
2021			$85,260 Land $24,960 Building $60,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1020 Garden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Garden St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20