Cumberland County property record for 1020 Emerald Stone Loop, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 2,421 sqft |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,500 (Nov 2023) |
| Tax Bill | $3,998 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0415-91-3407 |
| Primary APN | 0415-91-3407 |
|---|
| Building Area | 2,421 sqft Heated Area |
|---|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 1020 EMERALD STONE LOOP |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6-RESIDENTIAL DIST |
| Legal Description | SWEETWATER SUBDIVISION LO:58 PH:1 PL:0148-0062 |
| Legal Subdivision | SWEETWATER |
| Legal Phase | 1 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | PEARCES MILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1603 |
Source: Cumberland County records · APN 0415-91-3407
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1020 EMERALD STONE LOOP, HOPE MILLS, NC 28348-4300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage PRIMELENDING |
| Apr 20, 2023 | Warranty Deed, Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2023 · Amount on Record |
| Deed Sale | Nov 01, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2023 · Amount on Record |
| Deed Document Number | 0011850642 |
| Deed Book / Page | 11850 / 642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 01, 2023 |
| Property Address | 1020 EMERALD STONE LOOP, HOPE MILLS, NC 28348-4300 |
| Document Number | 0118500642 |
| Book / Page | 11850 / 642 |
| Map Reference | MB 148 PG 62 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 34158 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283 |
| Name | Verified Name |
|---|---|
| Address | 1020 EMERALD STONE LOOP, HOPE MILLS, NC 28348-4300 |
| Document Number | 0000034159 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 34159 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Number | 0118500644 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 11850/644 |
| Instrument | 34159 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | 18111 PRESTON RD STE 900, DALLAS, TX 75252 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Apr 20, 2023 |
| Property Address | 1020 EMERALD STONE LOOP, HOPE MILLS, NC 28348 |
| Document Number | 0117160133 |
| Book / Page | 11716 / 133 |
| Map Reference | MB 148 PG 62 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 11756 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13000 SAWGRASS VILLAGE CIR # CIR524, CIR524, PONTE VEDRA BEACH, FL 32082-5016 |
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Hope Mills Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,998.00 (+22.98%) | $329,132 (+53.81%) Land $60,000 Building $269,132 | $329,132 (+53.81%) Land $60,000 Building $269,132 |
| 2024 | $3,251.00 | $213,986 (+511.39%) Land $35,000 Building $178,986 | $213,986 (+511.39%) Land $35,000 Building $178,986 |
| 2023 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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