1016 Emerald Stone Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 1016 Emerald Stone Loop, Hope Mills, NC 28348 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2,288 sqft
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2023)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0415-91-3318`

Property Details

APN / Parcel Number

Primary APN	`0415-91-3318`

Interior

Building Area	2,288 sqft Heated Area

Exterior

Lot Area	16,988 sqft (0.389 acres)

Location & Zoning

Street Address	1016 EMERALD STONE LOOP
City	HOPE MILLS
State	NC
Zip	28348-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWEETWATER SUBDIVISION LO:59 PH:1 PL:0148-0062
Legal Subdivision	SWEETWATER
Legal Phase	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	PEARCES MILL
Census Block Group	1
Census Block	1000
Census Tract	1603

Owner

Source: Cumberland County records · APN 0415-91-3318

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8819 17TH AVE, BROOKLYN, NY 11214-5818
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Special Warranty Deed, Transfer
Oct 27, 2023	Special Warranty Deed, Transfer · Commercial Mortgage LOYAL TRUST BANK
May 03, 2023	Warranty Deed, Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	May 03, 2023 · Amount on Record
Deed Document Number	0011847404
Deed Book / Page	11847 / 404
Record Updated	Jun 08, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 27, 2023
Property Address	1016 EMERALD STONE LOOP, HOPE MILLS, NC 28348-4300
Document Number	0118470404
Book / Page	11847 / 404
Map Reference	MB 148 PG 62
Instrument Date	Oct 18, 2023
Instrument	33649
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8819 17TH AVE, BROOKLYN, NY 11214-5818

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 27, 2023
Property Address	1016 EMERALD STONE LOOP, HOPE MILLS, NC 28348-4300
Document Number	0118470404
Book / Page	11847 / 404
Map Reference	MB 148 PG 62
Instrument Date	Oct 18, 2023
Instrument	33649
Transaction Type	Transfer
Record Updated	Nov 07, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8819 17TH AVE, BROOKLYN, NY 11214-5818

Mortgage

Document Number	0000033650
Date	Oct 27, 2023
Instrument	33650

Lender

Name	LOYAL TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Margin	5
Max Rate	12.7%

Mortgage

Document Number	0118470406
Date	Oct 27, 2023
Book Page	11847/406
Instrument	33650

Lender

Name	LOYAL TRUST BANK
Type	Bank
Address	11675 MEDLOCK BRIDGE RD, JOHNS CREEK, GA 30097

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 28, 2011
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Margin	5
Max Rate	12.7%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 03, 2023
Property Address	1016 EMERALD STONE LOOP, HOPE MILLS, NC 28348
Document Number	0117260001
Book / Page	11726 / 1
Map Reference	MB 148 PG 62
Instrument Date	May 01, 2023
Instrument	13348
Transaction Type	Transfer
Record Updated	Sep 04, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13000 SAWGRASS VILLAGE CIR STE 24, 24, PONTE VEDRA BEACH, FL 32082-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14707 PHILIPS HWY # 300, 300, JACKSONVILLE, FL 32256-3727

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Hope Mills Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (+24.08%)	$318,250 (+53.88%) Land $60,000 Building $258,250	$318,250 (+53.88%) Land $60,000 Building $258,250
2024	$3,168.00	$206,814 (+490.9%) Land $35,000 Building $171,814	$206,814 (+490.9%) Land $35,000 Building $171,814
2023		$35,000 Land $35,000	$35,000 Land $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510016031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2003–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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