Madison County property record for 1020 Echo Valley Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,705 sqft |
| Lot Size | 0.936 acres (40,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Apr 2021) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0053-0000-0140 |
| Primary APN | 0053-0000-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 1,054 sqft |
| Unfinished Basement | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,787 sqft (0.936 acres) |
| Garage Type | Basement |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 76311 |
|---|---|
| Street Address | 1020 ECHO VALLEY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOCKINGBIRD HILL LOT 90 |
| Legal Subdivision | MOCKINGBIRD |
| Legal Block | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10104 |
1020 Echo Valley Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed, Transfer · Conventional Mortgage UNITED FINANCIAL GROUP LLC |
| Nov 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on File |
| Deed Sale | Apr 28, 2021 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 20212014034840 |
| Deed Book / Page | 804 / 284 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | D00796/450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 28, 2021 |
| Property Address | 1020 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Document Number | D804/284 |
| Book / Page | D804 / 284 |
| Map Reference | MB 15 PG 380 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2014034840 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6029 OLD SOUTH DR, 6029, RICHMOND, KY 40475-8026 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1020 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Document Number | 2014034841 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2014034841 |
| Name | UNITED FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 3, 2020 |
| Property Address | 1020 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Document Number | D00796/450 |
| Book / Page | D00796 / 450 |
| Map Reference | MB 15 PG 353 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2014023349 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Document Number | 2014023350 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2014023350 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 1020 Echo Valley Dr was $2,186 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,186.00 Homeowner's exemption | $281,000 | $281,000 |
| 2023 | $2,276.00 Homeowner's exemption | $281,000 | $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Echo Valley Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Echo Valley Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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