Madison County property record for 1016 Echo Valley Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,449 sqft |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Jul 2021) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0053-0000-0139 |
| Primary APN | 0053-0000-0139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 40409 |
|---|---|
| Street Address | 1016 ECHO VALLEY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOCKINGBIRD HILL LOT 89 PH 3 |
| Legal Subdivision | MOCKINGBIRD |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 89 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10104 |
1016 Echo Valley Dr is owned and occupied by an individual who bought it in July 2021.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1016 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on File |
| Deed Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 2014043722 |
| Deed Book / Page | D808 / 98 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 6, 2021 |
| Property Address | 1016 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Document Number | D808/98 |
| Book / Page | D808 / 98 |
| Map Reference | MB 15 PG 380 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2014043722 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 TAHOE WAY, 229, RICHMOND, KY 40475-7957 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1016 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Investor | Possibly a Property Investor |
| Document Number | 2014043723 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2014043723 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Number | 0M2070/179 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | M2070/179 |
| Instrument | 2014043728 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1016 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2020 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M01909/189 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | M01909/189 |
| Instrument | 2014004609 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1016 ECHO VALLEY DR, RICHMOND, KY 40475-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M01864/316 |
|---|---|
| Date | May 20, 2019 |
| Book Page | M01864/316 |
| Instrument | 2013992799 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 1016 Echo Valley Dr was $2,583 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 Additional exemption filed | $274,000 | $274,000 |
| 2023 | $2,657.00 | $274,000 | $274,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Echo Valley Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2014–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Echo Valley Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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