1020 E Wayne St, South Bend, IN 46617 Property Records

St. Joseph County property record for 1020 E Wayne St, South Bend, IN 46617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1897
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual on Record
Last Sale	$32,000 (Jun 2022)
Tax Bill	$2,583 (2024)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-284-006.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-284-006.000-026`
Alternative APN	`01860060129`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,716 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,200 sqft (0.074 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 E WAYNE ST
City	SOUTH BEND
State	IN
Zip	46617-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.1 FT W S LOT 4 & 21.4 FT E S LOT 5 LISTERS SUB OF COTTRELLS LARGE LOT 23
Legal Subdivision	LISTERS SUB
Legal Lot Number	4,5,2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2067
Census Tract	900

Owner

Source: St. Joseph County assessment roll, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1020 E WAYNE ST, SOUTH BEND, IN 46617-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	202218881
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 27, 2022
Property Address	1020 E WAYNE ST, SOUTH BEND, IN 46617-3026
Document Number	0002218881
Instrument Date	Jun 22, 2022
Instrument	2218881
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E WAYNE ST, SOUTH BEND, IN 46617-3026
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,800 (+25.38%) Land $9,900 Building $128,900	$138,800 (+25.38%) Land $9,900 Building $128,900
2024	$2,583.00 (+86.77%)	$110,700 (-0.81%) Land $9,900 Building $100,800	$110,700 (-0.81%) Land $9,900 Building $100,800
2023	$1,383.00 (+4.3%)	$111,600 (-0.09%) Land $9,800 Building $101,800	$111,600 (-0.09%) Land $9,800 Building $101,800
2022	$1,326.00 Homeowner's exemption	$111,700 Land $9,800 Building $101,900	$111,700 Land $9,800 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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