1015 E Wayne St, South Bend, IN 46617 Property Records

St. Joseph County property record for 1015 E Wayne St, South Bend, IN 46617

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,280 sqft · built 1907
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Tax Bill	$43 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-12-281-008.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-12-281-008.000-026`
Alternative APN	`01860050117`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1907
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,250 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01860050117
Street Address	1015 E WAYNE ST
City	SOUTH BEND
State	IN
Zip	46617-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 KUHNS SUB W 1/2 OF 20 COTTRELLS 1ST
Legal Subdivision	KUHNS SUB
Legal Lot Number	8
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2042
Census Tract	900

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1027 E WAYNE ST, SOUTH BEND, IN 46617-3025
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 29, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019
Deed Sale	Aug 29, 2019
Deed Document Number	0001921697
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1015 E WAYNE ST, SOUTH BEND, IN 46617-3025
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140627
Date	Nov 15, 2021
Instrument	2140627

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 29, 2019
Property Address	1015 E WAYNE ST, SOUTH BEND, IN 46617-3025
Document Number	0001921697
Map Reference	PB 7 PG 174
Instrument Date	Aug 16, 2019
Instrument	1921697
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 E WAYNE ST, SOUTH BEND, IN 46617-3025

Mortgage

Document Number	0001921698
Date	Aug 29, 2019
Instrument	1921698

Lender

Name	NAVY FCU

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,600 (+24.76%) Land $12,300 Building $129,300	$141,600 (+24.76%) Land $12,300 Building $129,300
2024	$43.00 (-25.86%)
2023	$58.00 (-94.11%)	$113,500 (-) Land $12,300 Building $101,200	$113,500 (-) Land $12,300 Building $101,200
2022	$985.00	$113,500 Land $12,300 Building $101,200	$113,500 Land $12,300 Building $101,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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