1020 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 1020 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (May 2022)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97134-08-177`

Property Details

APN / Parcel Number

Primary APN	`97134-08-177`
Alternative APN	`R0064378`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Basement Area	817 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0064378
Old Parcel Number	9713408177
Street Address	1020 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 177, UNIVERSITY ACRES 6TH, FTC
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	SE
Legal Subdivision	UNIVERSITY ACRES
Legal Lot Number	177
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1037
Census Tract	801

Owner

1020 E Prospect Rd is owned and occupied by an individual who bought it in May 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1020 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage COLORADO CU
Feb 26, 2020	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20220029504
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 9, 2022
Property Address	1020 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000029504
Instrument Date	May 3, 2022
Instrument	20220029504
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13719 W AMHERST WAY, LAKEWOOD, CO 80228-4964

Mortgage

Document Number	0000029505
Date	May 9, 2022
Instrument	20220029505

Lender

Name	COLORADO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 26, 2020
Property Address	1020 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000012973
Instrument Date	Feb 21, 2020
Instrument	12973
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 E PROSPECT RD FORT COLLINS CO 805251112, FORT COLLINS, CO 80525-1112

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 31, 2019
Property Address	1020 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000083510
Instrument Date	Dec 20, 2019
Instrument	83510
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10099 BELVEDERE CIR LONE TREE CO 801246000, LONE TREE, CO 80124-6000

Tax Assessment & Valuation

The 2025 property tax bill for 1020 E Prospect Rd was $3,165.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,165.00	$31,763 Land $3,125 Building $28,638	$508,200 Land $50,000 Building $458,200
2023	$2,691.00 (+12.69%)	$33,165 (+31.1%) Land $3,350 Building $29,815	$495,000 (+35.99%) Land $50,000 Building $445,000
2022	$2,388.00	$25,298 Land $3,475 Building $21,823	$364,000 Land $50,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 E Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 E Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile, Vistabeam.

Nearby Properties on E Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures