1008 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 1008 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2023)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`97134-08-180`

Property Details

APN / Parcel Number

Primary APN	`97134-08-180`
Alternative APN	`R0064408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,572 sqft Living Area
Basement Area	496 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0064408
Old Parcel Number	9713408180
Street Address	1008 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 180, LESS W 3 FT, UNIVERSITY ACRES 6TH, FTC
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	SE
Legal Subdivision	UNIVERSITY ACRES
Legal Block	8
Legal Lot Number	180
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1037
Census Tract	801

Owner

1008 E Prospect Rd is owned and occupied by an individual who bought it in September 2023.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Jul 8, 2019	Special Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Nov 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Document Number	20230039073
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112

Mortgage

Document Number	0000043052
Date	Sep 17, 2025
Instrument	20250043052

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 11, 2023
Property Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000039073
Instrument Date	Sep 8, 2023
Instrument	20230039073
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1008 EAST PROSPECT ROAD, DENVER, CO 80252

Mortgage

Document Number	0000039074
Date	Sep 11, 2023
Instrument	20230039074

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 8, 2019
Property Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000038009
Instrument Date	Jul 5, 2019
Instrument	20190038009
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038010
Date	Jul 8, 2019
Instrument	20190038010

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000009726
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E PROSPECT RD FORT COLLINS CO 805251112, FORT COLLINS, CO 80525-1112

Mortgage

Document Number	0000009726
Date	Feb 13, 2017
Instrument	9726

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.75%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1008 E PROSPECT RD, FORT COLLINS, CO 80525-1112
Document Number	0000004269
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E PROSPECT RD FORT COLLINS CO 805251112, FORT COLLINS, CO 80525-1112

Mortgage

Document Number	0000004269
Date	Jan 20, 2017
Instrument	4269

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1008 E Prospect Rd was $3,316.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00	$33,281 Land $3,125 Building $30,156	$532,500 Land $50,000 Building $482,500
2023	$3,173.00 (+27.28%)	$38,451 (+45.59%) Land $3,350 Building $35,101	$573,900 (+51.03%) Land $50,000 Building $523,900
2022	$2,493.00	$26,410 Land $3,475 Building $22,935	$380,000 Land $50,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1008 E Prospect Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 E Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile, Vistabeam.

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