Norfolk City property record for 1020 E Chester St, Norfolk, VA 23503
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,600 sqft · built 1963 |
| Lot Size | 0.116 acres (5,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2024) |
| Tax Bill | $3,600 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Jul 2021 Sale & Mortgage |
| APN | 02961600 |
| Primary APN | 02961600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,070 sqft (0.116 acres) |
| Lot Depth | 100 ft Depth |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1020 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3839 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | 3&4 BLK EYE O VIEW SYNDICATE,INC |
| Legal Subdivision | OCEAN VIEW |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 202 |
1020 E Chester St, a duplex, is owned and occupied by an individual who bought it in September 2024.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 E CHESTER ST, NORFOLK, VA 23503-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN EQUITY MORTGAGE LLC |
| Jul 2, 2021 | Warranty Deed, Transfer · FHA Mortgage EC1 LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Prior Sale | Jul 2, 2021 · Amount on File |
| Deed Document Number | 202415727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1020 E CHESTER ST, NORFOLK, VA 23503-3839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0220017435 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 220017435 |
| Name | HOMETOWN EQUITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 2, 2021 |
| Property Address | 1020 E CHESTER ST, NORFOLK, VA 23503-3839 |
| Document Number | 210020633 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 210020633 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 PINELAND LN, VIRGINIA BEACH, VA 23454-1731 |
| Document Number | 210020634 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 210020634 |
| Name | EC1 LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1020 E Chester St was $3,600, up 4% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,600.00 (+3.99%) | $288,000 (+2.31%) Land $97,500 Building $190,500 | $288,000 (+2.31%) Land $97,500 Building $190,500 |
| 2025 | $3,462.00 | $281,500 Land $92,900 Building $188,600 | $281,500 Land $92,900 Building $188,600 |
| 2023 | $2,421.00 | $193,700 Land $84,500 Building $109,200 | $193,700 Land $84,500 Building $109,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1020 E Chester St; 16 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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