Norfolk City property record for 1012 E Chester St, Norfolk, VA 23503
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,970 sqft · built 1983 |
| Lot Size | 0.158 acres (6,878 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Dec 2020) |
| Tax Bill | $3,630 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2022 Refinance + 2 more |
| APN | 13205200 |
| Primary APN | 13205200 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Total Area |
| Interior Walls | Plaster |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,878 sqft (0.158 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1012 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3808 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | PTS 30,31 & 32 BLK J FREEMAN SYND |
| Legal Subdivision | FREEMAN SYNDICATE |
| Legal Block | J |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 202 |
1012 E Chester St, a duplex, is owned by a company that bought it in December 2020.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 10365, VIRGINIA BEACH, VA 23450-0365 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL |
| Mar 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMERICA MORTGAGE LLC |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 29, 2020 | Warranty Deed, Transfer CONSUMER MORTGAGE & INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Deed Document Number | 202032706 |
| Prior Transfer Date | Dec 8, 2011 |
| Prior Transfer Doc | 0000024789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1012 E CHESTER ST, NORFOLK, VA 23503-3808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0240004497 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 240004497 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1012 E CHESTER ST, NORFOLK, VA 23503-3808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220007924 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 220007924 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 8, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1012 E CHESTER ST, NORFOLK, VA 23503-3808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0180010427 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 180010427 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Dec 29, 2020 |
| Property Address | 1012 E CHESTER ST, NORFOLK, VA 23503-3808 |
| Document Number | 200032706 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 200032706 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10365, VIRGINIA BEACH, VA 23450-0365 |
| Document Number | 200032707 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 200032707 |
| Name | CONSUMER MORTGAGE & INVESTMENT CORP |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1012 E Chester St was $3,630, up 4.2% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,630.00 (+4.16%) | $290,400 (+2.47%) Land $107,300 Building $183,100 | $290,400 (+2.47%) Land $107,300 Building $183,100 |
| 2025 | $3,485.00 | $283,400 Land $102,200 Building $181,200 | $283,400 Land $102,200 Building $181,200 |
| 2023 | $3,213.00 | $257,100 Land $93,000 Building $164,100 | $257,100 Land $93,000 Building $164,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1012 E Chester St; 16 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1012 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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