1020 E Brainerd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1020 E Brainerd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,633 sqft · built 1928
Lot Size0.253 acres (10,999 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Oct 2024)
Tax Bill$7,367 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-015-156

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-015-156
Alternative APN
  • 141269000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,633 sqft Living Area
1st Floor Area2,236 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,999 sqft (0.253 acres)
Lot Width80 ft Width
Garage TypeDetached
Garage Area325 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck AreaDeck Area
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number141269000
Street Address1020 E BRAINERD ST
CityPENSACOLA
StateFL
Zip32503-6072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 15 16 BLK 156 NEW CITY TRACT OR 9213 P 77 CA 49
Legal SubdivisionNEW CITY TRACT
Legal Block156
Legal Lot Number15
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3051
Census Tract802

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 E BRAINERD ST, PENSACOLA, FL 32503-6072
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Warranty Deed, Transfer · Conventional Mortgage
NOVUS HOME MORTGAGE
Jun 2, 2021Intrafamily Transfer, Transfer · Line of Credit
TIAA FSB HOLDINGS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2024 · Amount on Record
Deed SaleOct 2, 2024 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Document Number202475489
Deed Book / Page9213 / 77
Prior Transfer DateMay 12, 2021
Prior Transfer Doc0085430003
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateNov 15, 2023
Property Address1020 E BRAINERD ST, PENSACOLA, FL 32503-6072
Document Number0090690722
Book / Page9069 / 722
Instrument DateNov 13, 2023
Instrument2023091580
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3010 OAK POINTE DR, PENSACOLA, FL 32505-1823

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E BRAINERD ST, PENSACOLA, FL 32503-6072

Mortgage

Document Number0009069726
DateNov 15, 2023
Instrument9069/726
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateJun 2, 2021
Property Address1020 E BRAINERD ST, PENSACOLA, FL 32503-6072
Document Number0085430003
Book / Page8543 / 3
Instrument DateMay 12, 2021
Instrument2021060336
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyELITE LENDER SERVICES INC, ELITE LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E BRAINERD ST, PENSACOLA, FL 32503-6072

Mortgage

Document Number85435
DateJun 2, 2021
Instrument8543/5
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$485,189 (+249.85%) Land $165,000 Building $320,189$485,189 (+9.77%) Land $165,000 Building $320,189
2024$7,367.00 (+1,885.71%)
2023$371.00 (-1.59%) Homeowner's exemption Veteran's exemption Widower's exemption$138,684 (+3%)$442,021 (+6.93%) Land $143,000 Building $299,021
2022$377.00 Homeowner's exemption Veteran's exemption$134,645$413,356 Land $143,000 Building $270,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims3 (2007–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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