Escambia County property record for 1015 E Brainerd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,353 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Apr 2026) |
| Tax Bill | $2,421 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-008-150 |
| Primary APN | 00-0S-00-9025-008-150 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 80 ft Width |
| Porch | Open Porch |
| Porch Area | 744 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141224000 |
|---|---|
| Street Address | 1015 E BRAINERD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | N 90 FT OF LT 10 & E 20 FT OF N 90 FT OF LT 9 BLK 150 NEW CITY TRACT OR 9039 P 1024 CA 49 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 150 |
| Legal Lot Number | 8 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 802 |
Source: Escambia County records · APN 00-0S-00-9025-008-150
Assessment roll updated December 31, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 E BRAINERD ST, PENSACOLA, FL 32503-6071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · VA Mortgage SOUTHEAST MORTGAGE/GA |
| Apr 16, 2026 | Deed of Trust, Mortgage · VA Mortgage SOUTHEAST MORTGAGE/GA |
| Sep 12, 2023 | Warranty Deed, Transfer · Seller Carry-Back DAVID R COTTON ETUX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2023 · Amount on Record |
| Deed Document Number | 202629744 |
| Deed Book / Page | 9478 / 1077 |
| Prior Transfer Date | Apr 14, 2026 |
| Prior Transfer Doc | 0000029744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 1015 E BRAINERD ST, PENSACOLA, FL 32503-6071 |
| Document Number | 0000029744 |
| Book / Page | 9478 / 1077 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.29744 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352,793.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 E BRAINERD ST, PENSACOLA, FL 32503-6071 |
| Document Number | 0000029744, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 9478/1082 |
| Instrument | 2026.29744 |
| Name | SOUTHEAST MORTGAGE/GA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 1015 E BRAINERD ST, PENSACOLA, FL 32503-6071 |
| Document Number | 0000029746 |
| Book / Page | 9478 / 1082 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202629746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5648 FREEWILL LN, VIRGINIA BEACH, VA 23464-6380 |
| Document Number | 0000029746, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 9478/1082 |
| Instrument | 202629746 |
| Name | SOUTHEAST MORTGAGE/GA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 1015 E BRAINERD ST, PENSACOLA, FL 32503-6071 |
| Document Number | 0090391024 |
| Book / Page | 9039 / 1024 |
| Map Reference | MB 1781 PG 546 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 2023074212 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 E HATTON ST, PENSACOLA, FL 32503-3932 |
| Name | Verified Name |
|---|---|
| Address | 118 N F ST, PENSACOLA, FL 32502-3712 |
| Document Number | 0090391026 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 9039/1026 |
| Name | DAVID R COTTON ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Escambia County records · Assessment roll updated December 31, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,757 (-39.93%) | $209,455 (-38.02%) Land $89,100 Building $120,355 | |
| 2024 | $2,421.00 (-55.64%) | ||
| 2023 | $5,458.00 (+7.84%) | $309,255 (-2.31%) | $337,933 (+6.75%) Land $139,230 Building $198,703 |
| 2022 | $5,061.00 | $316,562 | $316,562 Land $139,230 Building $177,332 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 3 (2007–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 460 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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