1020 Drayton, Schertz, TX 78154 Property Records

Guadalupe County property record for 1020 Drayton, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,589 sqft · built 1990
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$298,745 (Apr 2026)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G2785201401000000`

Property Details

APN / Parcel Number

Primary APN	`1G2785201401000000`
Alternative APNs	`000000040475` `000000239413` `40475`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,589 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,097 sqft
2nd Floor Area	492 sqft
Utility Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	54 sqft
Deck Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1020 DRAYTON
City	SCHERTZ
State	TX
Zip	78154-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 10 BLK: 14 ADDN: SAVANNAH SQUARE #2
Legal Subdivision	SAVANNAH SQUARE #2
Legal Block	14
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2006
Census Tract	210709

Owner

1020 Drayton is owned and occupied by two individuals who bought it in April 2026.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 DRAYTON, SCHERTZ, TX 78154-2942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Quit Claim Deed, Mortgage MORTGAGE FIN'L SVCS
Oct 7, 2019	Warranty Deed, Transfer FRONTIER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	20269744
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0099026937
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 17, 2026
Property Address	1020 DRAYTON, SCHERTZ, TX 78154-2942
Document Number	0000009744
Instrument Date	Mar 26, 2026
Instrument	20269744
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DRAYTON, SCHERTZ, TX 78154-2942

Mortgage

Document Number	0000009745,
Date	Apr 17, 2026
Instrument	20269745

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 22, 2019
Property Address	1020 DRAYTON, SCHERTZ, TX 78154-2942
Document Number	0000026937
Instrument Date	Nov 20, 2019
Instrument	26937
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DRAYTON SCHERTZ TX 781542942, SCHERTZ, TX 78154-2942

Mortgage

Document Number	26938
Date	Nov 22, 2019
Instrument	26938

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 7, 2019
Property Address	1020 DRAYTON, SCHERTZ, TX 78154-2942
Document Number	0000022920
Instrument Date	Oct 2, 2019
Instrument	22920
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FRONTIER TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 DRAYTON SCHERTZ TX 781542942, SCHERTZ, TX 78154-2942

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Drayton was $3,068, down 10.1% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,343 (-11.71%) Land $47,162 Building $164,181	$211,343 (-11.71%) Land $47,162 Building $164,181
2025	$3,068.00 (-10.11%) Homeowner's exemption	$239,378 Land $43,981 Building $195,397	$239,378 Land $43,981 Building $195,397
2024	$3,413.00 (+5.83%)
2023	$3,225.00 (-16.71%) Homeowner's exemption	$268,588 Land $49,430 Building $219,158	$268,588 Land $49,430 Building $219,158
2022	$3,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Drayton in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Drayton is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, T-Mobile.

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