Cheboygan County property record for 1020 Division St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Last Sale | $333,000 (May 2026) |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-E14-004-011-00 |
| Primary APN | 054-E14-004-011-00 |
|---|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 1020 DIVISION ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF S HARRIS EMBURY'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOTS 21 & 22, BLK 4. (SEC 36, T38N,R2W) SEC 211.27 MCL |
| Legal Range | 02W |
| Legal Township | 038 |
| Legal Section | 36 |
| Legal Subdivision | S HARRIS EMBURYS 1ST ADD |
| Legal Lot Number | 21-22 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960200 |
1020 Division St is owned by a company that bought it in May 2026.
Source: Cheboygan County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4773 ZMIKLY RD, PELLSTON, MI 49769-9001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Sep 15, 1999 |
| Deed Book / Page | 1582 / 722 |
| Prior Transfer Date | Oct 19, 2012 |
| Prior Transfer Doc | 001215/741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | May 22, 2026 |
| Property Address | 1020 DIVISION ST, CHEBOYGAN, MI 49721-1435 |
| Document Number | 001582/722 |
| Book / Page | 1582 / 722 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4773 ZMIKLY RD, PELLSTON, MI 49769-9001 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1020 Division St was $1,574, up 1.6% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,500 (+13.75%) | $91,000 (+13.75%) | |
| 2025 | $1,574.00 (+1.61%) | $40,000 | $80,000 |
| 2024 | $1,549.00 | ||
| 2023 | $29,900 | $59,800 | |
| 2022 | $1,311.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1020 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1020 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Presque Isle Connect.
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