Ottawa County property record for 1020 C St, Commerce, OK 74339 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,378 sqft Living Area |
| Lot Size | 9,679 sqft (0.22 acres) |
| Garage | Detached, 500 sqft |
| Last Sale | $15,000 (2024) |
| Tax Bill | $493.00 (2025) |
| Primary APN | 20814 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,378 sqft Living Area |
| 1st Floor | 1,378 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,679 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 500 sqft Garage |
| Porch Area | 40 sqft Porch |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | 20814 |
|---|---|
| Street Address | 1020 C ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 21.54' OF LT 15 & ALL LT 16, BLK 11 WACHTER EASEMENT TO EMPIRE 1059/404 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | WATCHER |
| Legal Block | 11 |
| Legal Lot Number | 15,16 |
| Jurisdiction | OTTAWA OK |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20814
Assessment roll updated January 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 N MAPLE ST, COMMERCE, OK 74339-1635 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK |
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2016 · Amount on Record |
| Deed Doc Number | 20243887 |
| Deed Book / Page | 1214 / 700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1020 C ST, COMMERCE, OK 74339-2910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 40, COMMERCE, OK 74339-0040 |
| Document Number | 001227/394 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 1227/394 |
| Instrument | I-2025-000876 |
| Name | WELCH STATE BANK OF WELCH OK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1020 C ST, COMMERCE, OK 74339-2910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 40, COMMERCE, OK 74339-0040 |
| Document Number | 001247/518 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 1247/518 |
| Instrument | I-2025-005674 |
| Name | WELCH STATE BANK OF WELCH OK |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $493.00 (+0.82%) | $5,082 (+73.74%) Land $833 Building $4,249 | $44,580 (-24.86%) Land $7,303 Building $37,277 |
| 2024 | $489.00 (+95.6%) | $2,925 (+5.03%) Land $218 Building $2,707 | $59,332 (-) Land $7,303 Building $52,029 |
| 2023 | $250.00 (+3.31%) | $2,785 (+4.98%) Land $195 Building $2,590 | $59,332 (-) Land $7,303 Building $52,029 |
| 2022 | $242.00 | $2,653 Land $174 Building $2,479 | $59,332 Land $7,303 Building $52,029 |
Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures