Ottawa County property record for 1016 C St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1957 |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Dec 2000) |
| Tax Bill | $434 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20813 |
| Primary APN | 20813 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 20813 |
|---|---|
| Street Address | 1016 C ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 & W 26.46' LT 15, BLK 11 WACHTER |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | WATCHER |
| Legal Block | 11 |
| Legal Lot Number | 14,15 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 574200 |
Source: Ottawa County assessment roll, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1016 C ST, COMMERCE, OK 74339-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2000 · Amount on Record |
| Deed Sale | Dec 28, 2000 · Amount on Record |
| Deed Document Number | 0000856580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 1016 C ST, COMMERCE, OK 74339-2910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Name | Verified Name |
|---|---|
| Address | 1016 C ST, COMMERCE, OK 74339-2910 |
| Document Number | 1123/161 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 1123/161 |
| Instrument | 2020-005222 |
| Name | THE FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 110 Months |
| Due | Feb 1, 2030 |
Source: Ottawa County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 (+0.7%) | $4,479 (-24.68%) Land $878 Building $3,601 | $39,290 (-24.69%) Land $7,705 Building $31,585 |
| 2024 | $431.00 (-19.29%) | $5,947 (-) Land $878 Building $5,069 | $52,171 (-) Land $7,705 Building $44,466 |
| 2023 | $534.00 (-1.11%) | $5,947 (+0.56%) Land $878 Building $5,069 | $52,171 (-) Land $7,705 Building $44,466 |
| 2022 | $540.00 | $5,914 Land $845 Building $5,069 | $52,171 Land $7,705 Building $44,466 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
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