1020 Bell St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1020 Bell St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 7.5 ba · 4,614 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Dec 2016)
Tax Bill	$12,951 (2026)
Deeds & Mortgages	May 2019 Mortgage Oct 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4342-040-006-00`

Property Details

APN / Parcel Number

Primary APN	`4342-040-006-00`
Alternative APNs	`004342-040-006-00` `43420400060009` `1089221`

Interior

Bedrooms	3 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,614 sqft Living Area
Gross Area	5,190 sqft
Basement Area	1,730 sqft
Finished Basement	1,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	6,534 sqft (0.15 acres)
Terrain	High
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	358 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1089221
Street Address	1020 BELL ST
City	EDMONDS
State	WA
Zip	98020-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 040 D-00 - ALL LOTS 6 & 7
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	040 D
Legal Lot Number	6,7
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1007
Census Tract	50403

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 BELL ST, EDMONDS, WA 98020-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 31, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	May 21, 2010 · Amount on Record
Deed Document Number	2016197
Last Transfer Date	May 9, 2019
Transfer Doc	0000000103
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 14, 2019
Property Address	1020 BELL ST, EDMONDS, WA 98020-2903
Document Number	0000000103
Map Reference	VOL 2 PG 39
Instrument Date	May 9, 2019
Instrument	201905140103
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BELL ST, EDMONDS, WA 98020-2903

Mortgage

Document Number	0000000104
Date	May 14, 2019
Instrument	201905140104

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000000105
Date	May 14, 2019
Instrument	201905140105

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 31, 2017
Property Address	1020 BELL ST, EDMONDS, WA 98020-2903
Document Number	0000001274
Instrument Date	Oct 27, 2017
Instrument	201710311274
Transaction Type	Construction Loan
Record Updated	Nov 8, 2017
Title Company	CW TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 BELL ST EDMONDS WA 980202903, EDMONDS, WA 98020-2903

Mortgage

Document Number	1275
Date	Oct 31, 2017
Instrument	201710311275

Lender

Name	BANK OF WA
Type	Bank
Address	202 5TH AVE S, EDMONDS, WA 98020-3425

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,951.00 (+16.36%)	$1,617,900 (-0.2%) Land $664,400 Building $953,500	$1,617,900 (-0.2%) Land $664,400 Building $953,500
2023	$11,130.00	$1,621,100 Land $710,700 Building $910,400	$1,621,100 Land $710,700 Building $910,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on Bell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures