1015 Bell St, Edmonds, WA 98020 Property Records

Snohomish County property record for 1015 Bell St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,813 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$9,130 (2026)
Deeds & Mortgages	May 2021 Reverse Mortgage Sep 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4342-041-035-00`

Property Details

APN / Parcel Number

Primary APN	`4342-041-035-00`
Alternative APNs	`004342-041-035-00` `43420410350002` `1089249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,813 sqft Living Area
Gross Area	3,297 sqft
1st Floor Area	1,429 sqft
Basement Area	1,384 sqft
Finished Basement	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1089249
Street Address	1015 BELL ST
City	EDMONDS
State	WA
Zip	98020-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 041 D-00 - LOTS 35 & 36
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	041 D
Legal Lot Number	35,36
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1007
Census Tract	50403

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 BELL ST, EDMONDS, WA 98020-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 19, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Sep 14, 2018	Deed of Trust, Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1015 BELL ST, EDMONDS, WA 98020-2903
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 BELL ST, EDMONDS, WA 98020-2903

Mortgage

Document Number	202105140214
Date	May 14, 2021
Instrument	202105140214

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	810 Months
Due	Nov 14, 2088

Interest

Rate Type	Adjustable Rate
Rate	1.89%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1015 BELL ST, EDMONDS, WA 98020-2903
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000247
Date	Sep 19, 2018
Instrument	201809190247

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	842 Months
Due	Nov 14, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.72%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1015 BELL ST, EDMONDS, WA 98020-2903
Document Number	0000000248
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1015 BELL ST EDMONDS WA 980202903, EDMONDS, WA 98020-2903

Mortgage

Document Number	0000000248
Date	Sep 19, 2018
Instrument	201809190248

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded
Term	840 Months
Due	Sep 18, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.72%

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,130.00 (+17.84%)	$1,138,600 (+0.89%) Land $882,400 Building $256,200	$1,138,600 (+0.89%) Land $882,400 Building $256,200
2023	$7,748.00	$1,128,500 Land $864,500 Building $264,000	$1,128,500 Land $864,500 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on Bell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures