1020 Ave M NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1020 Ave M NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 1966
Lot Size0.581 acres (25,295 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Jul 2004)
Tax Bill$909 (2025)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN26-28-21-575600-000092

Property Details

APN / Parcel Number

Primary APN26-28-21-575600-000092
Alternative APNs
  • 212826575600000092
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,222 sqft Living Area
Gross Area2,711 sqft
1st Floor Area2,222 sqft
FlooringTerrazzo
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area25,295 sqft (0.581 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area489 sqft
PorchUnfinished Open Porch
Porch Area18 sqft
Utility Building93 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1020 AVENUE M NE
CityWINTER HAVEN
StateFL
Zip33881-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionCOUNTRY CLUB TERRACE PB 44 PG 48 LOTS 9 BEG NW COR RUN NELY ALONG R/W 19.60 FT SELY 122.31 FT TO INT OF LOT LINE BETWEEN LOTS 9 & 10 NWLY ALONG LINE 120 FT TO POB & 10 & 11
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionCOUNTRY CLUB TERRACE
Legal Tract575600
Legal Block1
Legal Lot Number9
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1000
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 AVENUE M NE, WINTER HAVEN, FL 33881-2618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2004 · Amount on Record
Deed SaleJul 23, 2004 · Amount on Record
Deed Document Number2004150028
Deed Book / Page5861 / 1790
Last Transfer DateAug 18, 2020
Transfer Doc0000171669
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateAug 21, 2020
Property Address1020 AVENUE M NE, WINTER HAVEN, FL 33881-2618
Document Number0113450917
Book / Page011345 / 000917
Instrument DateAug 18, 2020
Instrument171669
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1020 AVENUE M NE WINTER HAVEN FL 338812618, WINTER HAVEN, FL 33881-2618

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,834 (+2.7%)$295,962 (+7.13%) Land $44,000 Building $251,962
2025$909.00 (+9.25%) Homeowner's exemption$91,367 (+5.99%)$276,273 (-4.01%) Land $44,000 Building $232,273
2023$832.00 (+5.05%) Homeowner's exemption$86,206 (+3%)$287,825 (+13.02%) Land $42,000 Building $245,825
2022$792.00 Homeowner's exemption$83,695$254,660 Land $35,000 Building $219,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Frontier.

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