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1015 Ave M NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1015 Ave M NE, Winter Haven, FL 33881 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,464 sqft · built 1961
Lot Size0.232 acres (10,115 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Jul 2019)
Tax Bill$1,678 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-21-575600-000120

Property Details

APN / Parcel Number

Primary APN26-28-21-575600-000120
Alternative APNs
  • 212826575600000120
  • 12826000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,464 sqft Living Area
1st Floor Area1,464 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area10,115 sqft (0.232 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
PorchUnfinished Open Porch
Porch Area88 sqft
Utility Building220 sqft

Location & Zoning

Street Address1015 AVENUE M NE
CityWINTER HAVEN
StateFL
Zip33881-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY CLUB TERRACE PB 44 PG 48 LOT 12
Legal Range26E
Legal Township28S
Legal Section21
Legal SubdivisionCOUNTRY CLUB TERRACE
Legal Tract575600
Legal Block1
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract13702

Owner

Source: Polk County records · APN 26-28-21-575600-000120

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1015 AVENUE M NE, WINTER HAVEN, FL 33881-2619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
HOUSING FIN AUTH
Jul 08, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2019 · Amount on Record
Deed SaleJul 08, 2019 · Amount on Record
Prior SaleOct 24, 2008
Deed Document Number2019140873
Deed Book / Page10899 / 192
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1015 AVENUE M NE, WINTER HAVEN, FL 33881-2619
Document Number0109310049
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 AVENUE M NE WINTER HAVEN FL 338812619, WINTER HAVEN, FL 33881-2619

Mortgage

Document Number0109310049
DateAug 05, 2019
Book Page010931/000049
Instrument164365
Lender
NameHOUSING FIN AUTH
AddressCLEARWATER, FL 33761
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 08, 2019
Property Address1015 AVENUE M NE, WINTER HAVEN, FL 33881-2619
Document Number0108990192
Book / Page010899 / 000192
Instrument DateJun 25, 2019
Instrument140873
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressM 129 MIMOSA CT KISSIMMEE FL 34746, KISSIMMEE, FL 34746

Mortgage

Document Number108990196
DateJul 08, 2019
Book Page010899/000196
Instrument140875
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 07, 2049

Mortgage

Document Number108990213,
DateJul 08, 2019
Book Page010899/000213
Instrument140876
Lender
NameHOUSING FIN AUTH
Address26750 US HIGHWAY 19 N # 110, CLEARWATER, FL 33761-3404
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,678.00 (+3.77%) Homeowner's exemption Disabled Person's exemption$136,784 (+5.99%)$189,262 (-0.99%) Land $29,000 Building $160,262
2024$1,617.00 (+3.59%)
2023$1,561.00 (-1.89%) Homeowner's exemption$129,057 (+3%)$191,164 (+14.07%) Land $28,000 Building $163,164
2022$1,591.00 Homeowner's exemption$125,298$167,592 Land $23,000 Building $144,592

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050137021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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