1020 Ashfield Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1020 Ashfield Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,348 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$478,800 (May 2026)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T120300038`

Property Details

APN / Parcel Number

Primary APN	`T120300038`
Alternative APN	`2-0042-A814-00-080F.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	1,356 sqft
Basement Area	992 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T120300038
Street Address	1020 ASHFIELD LN
City	O FALLON
State	MO
Zip	63366-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #9 AMEND LOT 80F
Legal Subdivision	HYLAND GREEN #9 AMEND
Legal Lot Number	80F
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3025
Census Tract	311801

Owner

1020 Ashfield Ln is owned by an individual who bought it in May 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7918 N NORTHWOOD RD, KANSAS CITY, MO 64151-1223
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2025	Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 25, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Mar 16, 2015 · Amount on File
Deed Document Number	202620184
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	0063202150
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	0000006157
Date	Feb 21, 2023
Instrument	2023R-006157

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	0000017245
Date	Apr 29, 2025
Instrument	2025R-017245

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 1, 2026
Property Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0000020184
Instrument Date	Apr 28, 2026
Instrument	202620184
Transaction Type	Transfer
Record Updated	Aug 12, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7918 N NORTHWOOD RD, KANSAS CITY, MO 64151-1223

Mortgage

Document Number	0000020185,
Date	May 1, 2026
Instrument	202620185

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1020 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0000063665
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 ASHFIELD LN O FALLON MO 633661565, O FALLON, MO 63366-1565

Mortgage

Document Number	0000063665
Date	Sep 1, 2020
Instrument	63665

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Ashfield Ln was $4,553, up 1.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,961 (-)	$373,480 (-) Land $65,000 Building $308,480
2025	$4,553.00 (+1.4%)	$70,961	$373,480 Land $65,000 Building $308,480
2024	$4,490.00
2023		$67,977
2022			$357,775 Land $45,000 Building $312,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 Ashfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Ashfield Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Ashfield Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures