1016 Ashfield Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1016 Ashfield Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,232 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Mar 2022)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T120300040`

Property Details

APN / Parcel Number

Primary APN	`T120300040`
Alternative APN	`2-0042-A814-00-082F.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	1,296 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T120300040
Street Address	1016 ASHFIELD LN
City	O FALLON
State	MO
Zip	63366-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #9 AMEND LOT 82F
Legal Subdivision	HYLAND GREEN #9 AMEND
Legal Lot Number	82F
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3025
Census Tract	311801

Owner

1016 Ashfield Ln is owned and occupied by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 ASHFIELD LN, O FALLON, MO 63366-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 24, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	202215580
Prior Transfer Date	Nov 13, 2015
Prior Transfer Doc	0000782240
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2022
Property Address	1016 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0000015580
Map Reference	MB 46 PG 309
Instrument Date	Mar 14, 2022
Instrument	2022R-015580
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 ASHFIELD LN, O FALLON, MO 63366-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1016 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	0000015581
Date	Mar 17, 2022
Instrument	2022R-015581

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1016 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0000102963
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1016 ASHFIELD LN O FALLON MO 633661565, O FALLON, MO 63366-1565

Mortgage

Document Number	0000102963
Date	Dec 30, 2020
Instrument	102963

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Ashfield Ln was $4,376.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,181 (-)	$358,847 (-) Land $65,000 Building $293,847
2025	$4,376.00	$68,181	$358,847 Land $65,000 Building $293,847
2023		$65,143
2022			$342,857 Land $45,000 Building $297,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1016 Ashfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Ashfield Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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