102 Wickham Ter, Winchester, VA 22602 Property Records

Frederick County property record for 102 Wickham Ter, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,664 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Sep 2005)
Tax Bill	$2,640 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65H1-2A-92`

Property Details

APN / Parcel Number

Primary APN	`65H1-2A-92`
Alternative APN	`8041294`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	4,621 sqft
1st Floor Area	1,140 sqft
Basement Area	216 sqft
Finished Basement	216 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8041294
Street Address	102 WICKHAM TER
City	WINCHESTER
State	VA
Zip	22602-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SOVEREIGN VILLAGE L92S2A
Legal Subdivision	SOVEREIGN VILLAGE
Legal Lot Number	92
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2012
Census Tract	51104

Owner

102 Wickham Ter is owned and occupied by two individuals who bought it in September 2005.

Source: Frederick County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 WICKHAM TER, WINCHESTER, VA 22602-6779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Aug 13, 2020	Grant Deed, Transfer · Conventional with PMI SOUTHERN SEC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2005 · Amount on File
Deed Sale	Sep 21, 2005 · Amount on File
Prior Sale	May 20, 2004 · Amount on File
Deed Book / Page	500 / 21770
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Sep 28, 2026
Property Address	102 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000010210
Instrument Date	Sep 22, 2026
Instrument	202610210
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WICKHAM TER, WINCHESTER, VA 22602-6779

Mortgage

Document Number	0000010210,
Date	Sep 28, 2026
Instrument	202610210

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 28, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 13, 2020
Property Address	102 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000010649
Instrument Date	Aug 11, 2020
Instrument	10649
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	10650
Date	Aug 13, 2020
Instrument	10650

Lender

Name	SOUTHERN SEC MTG
Type	Mortgage Company
Address	MURRAY, UT 84123

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 102 Wickham Ter was $2,640, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,640.00 (+10.41%)	$498,200 Land $103,000 Building $395,200	$498,200 Land $103,000 Building $395,200
2025	$2,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Wickham Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Wickham Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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