100 Wickham Ter, Winchester, VA 22602 Property Records

Frederick County property record for 100 Wickham Ter, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,386 sqft · built 2004
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (May 2018)
Tax Bill	$2,744 (2026)
Deeds & Mortgages	Jun 2017 Refinance May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65H1-2A-91`

Property Details

APN / Parcel Number

Primary APN	`65H1-2A-91`
Alternative APN	`8041293`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
Gross Area	5,362 sqft
1st Floor Area	1,020 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	348 sqft
Deck Area	144 sqft
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8041293
Street Address	100 WICKHAM TER
City	WINCHESTER
State	VA
Zip	22602-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	SOVEREIGN VILLAGE L91S2A
Legal Subdivision	SOVEREIGN VILLAGE
Legal Lot Number	91
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2012
Census Tract	51104

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MTG
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CLARK CNTY
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Jan 3, 2019	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Sep 27, 2011 · Amount on Record
Deed Document Number	20185028
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005501
Date	Jun 2, 2017
Instrument	170005501

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000005541
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	0000005541
Date	May 13, 2020
Instrument	5541

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000010560
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	0000010560
Date	Oct 4, 2019
Instrument	10560

Lender

Name	BANK OF CLARK CNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000007515
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	0000007515
Date	Jul 30, 2019
Instrument	7515

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 3, 2019
Property Address	100 WICKHAM TER, WINCHESTER, VA 22602-6779
Document Number	0000000093
Instrument Date	Jan 2, 2019
Instrument	93
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 WICKHAM TER WINCHESTER VA 226026779, WINCHESTER, VA 22602-6779

Mortgage

Document Number	94
Date	Jan 3, 2019
Instrument	94

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,744.00 (+10.42%)	$517,760 Land $103,000 Building $414,760	$517,760 Land $103,000 Building $414,760
2025	$2,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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