102 W Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 102 W Walnut St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,262 sqft · built 1902
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-21-003-021`

Property Details

APN / Parcel Number

Primary APN	`14-21-003-021`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,262 sqft Base Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	28,314 sqft (0.65 acres)
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	102 W WALNUT ST
City	WATSON
State	IL
Zip	62473-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 16 SW 25004565 25004564 1904/37 1349/26 1206/3 935/204
Legal Lot Number	16
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1055
Census Tract	950400

Owner

102 W Walnut St is owned and occupied by two individuals who acquired it in December 2025.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 W WALNUT ST, WATSON, IL 62473-1069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Intrafamily Transfer, Transfer
Dec 16, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000004565
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 16, 2025
Property Address	102 W WALNUT ST, WATSON, IL 62473-1069
Document Number	202525004564
Map Reference	MB 29 PG 59
Instrument Date	Dec 12, 2025
Instrument	202525004564
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W WALNUT ST, WATSON, IL 62473-1069

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 174, WATSON, IL 62473-0174

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 16, 2025
Property Address	102 W WALNUT ST, WATSON, IL 62473-1069
Document Number	202525004565
Instrument Date	Dec 12, 2025
Instrument	202525004565
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W WALNUT ST, WATSON, IL 62473-1069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 174, WATSON, IL 62473-0174

Tax Assessment & Valuation

The 2025 property tax bill for 102 W Walnut St was $1,694 with exemptions applied, up 11.5% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,694.00 (+11.52%)	$40,250 (+1%) Land $6,370 Building $33,880	$120,750 (+1%) Land $19,110 Building $101,640
2024	$1,519.00 Homeowner's exemption Senior Citizen's exemption	$36,590 Land $5,790 Building $30,800	$109,770 Land $17,370 Building $92,400
2022	$1,359.00 Homeowner's exemption	$30,100 Land $4,760 Building $25,340	$90,300 Land $14,280 Building $76,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 W Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

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