101 W Walnut St, Watson, IL 62473 Property Records

Effingham County property record for 101 W Walnut St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	992 sqft · built 1942
Lot Size	8.56 acres (372,874 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2006)
Tax Bill	$1,427 (2022)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-003-042`

Property Details

APN / Parcel Number

Primary APN	`14-21-003-042`

Interior

Stories	2 Stories
Building Area	992 sqft Base Area
Basement Area	992 sqft

Exterior

Year Built	Built 1942
Construction Type	Frame
Lot Area	372,874 sqft (8.56 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	101 W WALNUT ST
City	WATSON
State	IL
Zip	62473-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 402.07FT LOT 17 SW ALSO KNOWN AS TRACT 1 ON PLAT OF SURVEY 2266/152 2266/157 2214/21 1608/98
Legal Tract	1
Legal Lot Number	17
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1056
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 218, WATSON, IL 62473-0218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	20060605179
Deed Book / Page	2266 / 152
Last Transfer Date	Oct 16, 2006
Transfer Doc	2266/157
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	101 W WALNUT ST, WATSON, IL 62473-1054
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W WALNUT ST, WATSON, IL 62473-1054

Mortgage

Document Number	202323003549
Date	Oct 30, 2023
Instrument	202323003549

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 23, 2028

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,427.00 Homeowner's exemption	$31,280 Land $9,900 Building $21,380	$93,840 Land $29,700 Building $64,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Fidium Fiber, Wisper ISP.

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