102 W Ash St, Elko, NV 89801 Property Records

Elko County property record for 102 W Ash St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 5,386 sqft · built 1966
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Feb 2021)
Tax Bill	$1,914 (2026)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-043-010`

Property Details

APN / Parcel Number

Primary APN	`001-043-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	5,386 sqft Living Area
Gross Area	5,828 sqft
1st Floor Area	2,195 sqft
Basement Area	996 sqft
Finished Basement	996 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	102 W ASH ST
City	ELKO
State	NV
Zip	89801-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNSET HEIGHTS SUBDIVISION FILE 75368 BLOCK 102R
Legal Subdivision	SUNSET HEIGHTS SUBDIVISION
Legal Block	1
Legal Lot Number	23
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1049
Census Tract	950900

Owner

102 W Ash St is owned and occupied by an individual who bought it in February 2021.

Source: Elko County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	102 W ASH ST, ELKO, NV 89801-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 8, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	May 22, 2013 · Amount on File
Deed Document Number	2021782276
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	0000532462
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	102 W ASH ST, ELKO, NV 89801-2910
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W ASH ST, ELKO, NV 89801-2910

Mortgage

Document Number	0000806031
Date	May 17, 2022
Instrument	806031

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2051

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 8, 2021
Property Address	102 W ASH ST, ELKO, NV 89801-2910
Document Number	0000782276
Instrument Date	Jan 21, 2021
Instrument	782276
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,228.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 TWIN BRIDGES, 153, SPRING CREEK, NV 89815-8730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 W ASH ST, ELKO, NV 89801-2910

Mortgage

Document Number	0000782277
Date	Feb 8, 2021
Instrument	782277

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000782278
Date	Feb 8, 2021
Instrument	782278

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 102 W Ash St was $1,914, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,914.00 (+5.45%)	$59,726 (+0.51%) Land $19,950 Building $39,776	$170,646 (+0.51%) Land $57,000 Building $113,646
2025	$1,815.00	$59,422 Land $19,950 Building $39,472	$169,777 Land $57,000 Building $112,777
2023	$1,524.00 (+8.01%)	$42,259 (+9.72%) Land $6,930 Building $35,329	$120,740 (+9.72%) Land $19,800 Building $100,940
2022	$1,411.00	$38,515 Land $6,930 Building $31,585	$110,043 Land $19,800 Building $90,243

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 W Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 W Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on W Ash St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures