196 W Ash St, Elko, NV 89801 Property Records

Elko County property record for 196 W Ash St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,171 sqft · built 1953
Lot Size	0.167 acres (7,275 sqft)
Owner	Owner Name on Record
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-043-012`

Property Details

APN / Parcel Number

Primary APN	`001-043-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,171 sqft Living Area
Gross Area	2,244 sqft
Basement Area	1,073 sqft

Exterior

Year Built	Built 1953
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	196 W ASH ST
City	ELKO
State	NV
Zip	89801-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNSET HEIGHTS SUBDIVISION FILE 75368 BLOCK 102R
Legal Subdivision	SUNSET HEIGHTS SUBDIVISION
Legal Block	102R
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1049
Census Tract	950900

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	196 W ASH ST, ELKO, NV 89801-2910
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2011
Transfer Doc	0000649358
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	196 W ASH ST, ELKO, NV 89801-2910
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 W ASH ST, ELKO, NV 89801-2910

Mortgage

Document Number	0000783407
Date	Mar 5, 2021
Instrument	783407

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 14, 2036

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (+13.09%)	$46,657 (+49.47%) Land $19,950 Building $26,707	$133,306 (+49.46%) Land $57,000 Building $76,306
2023	$970.00 (+2.97%)	$31,216 (+15.1%) Land $6,930 Building $24,286	$89,189 (+15.1%) Land $19,800 Building $69,389
2022	$942.00	$27,121 Land $6,930 Building $20,191	$77,489 Land $19,800 Building $57,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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