102 Upper Snowbird Trl, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 102 Upper Snowbird Trl, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,247 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2019)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Sep 2025 Sale Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1940-66-8449-000`

Property Details

APN / Parcel Number

Primary APN	`1940-66-8449-000`
Alternative APNs	`1794482` `1855587`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,247 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Patio Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1794482
Street Address	102 UPPER SNOWBIRD TRL
City	BEECH MOUNTAIN
State	NC
Zip	28604-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	PINNACLE RIDGE A46
Legal Subdivision	PINNACLE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1035
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1723 SHOREHAM DR, CHARLOTTE, NC 28211-2131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer
Oct 3, 2022	Warranty Deed, Transfer
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	2019677953
Deed Book / Page	2022 / 578
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 5, 2025
Property Address	102 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0024480814
Book / Page	2448 / 814
Map Reference	MB 5 PG 20
Instrument Date	Aug 29, 2025
Instrument	753136
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 SHOREHAM DR, CHARLOTTE, NC 28211-2131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 SHOREHAM DR, CHARLOTTE, NC 28211-2131

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 3, 2022
Property Address	102 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0023000364
Book / Page	2300 / 364
Map Reference	MB 6 PG 217
Instrument Date	Sep 28, 2022
Instrument	724940
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 SHOREHAM DR, 1723, CHARLOTTE, NC 28211-2131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 SHOREHAM DR, CHARLOTTE, NC 28211-2131

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	102 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021540586
Date	Dec 30, 2020
Book Page	2154/586
Instrument	700319

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 11, 2019
Property Address	102 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0020220578
Book / Page	2022 / 0578
Map Reference	MB 6 PG 217
Instrument Date	Apr 6, 2019
Instrument	677953
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 734, BANNER ELK, NC 28604-0734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 SHOREHAM DR, CHARLOTTE, NC 28211-2131

Mortgage

Document Number	677954
Date	Apr 11, 2019
Instrument	677954

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 7, 2018
Property Address	102 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0019910302
Book / Page	1991 / 0302
Map Reference	MB5 PG20
Instrument Date	Aug 30, 2018
Instrument	672121
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 PROVIDENCE PL, 107, CHOCOWINITY, NC 27817-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	107 LOWER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8126

Mortgage

Document Number	672122
Date	Sep 7, 2018
Instrument	672122

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,100 (-) Land $31,800 Building $824,300
2025	$2,837.00	$856,100 (-) Land $31,800 Building $824,300
2024		$856,100 (-) Land $31,800 Building $824,300	$856,100 Land $31,800 Building $824,300
2023		$856,100 Land $31,800 Building $824,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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