110 Upper Snowbird Trl, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 110 Upper Snowbird Trl, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 1989
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Dec 2020)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1940-66-7088-000`

Property Details

APN / Parcel Number

Primary APN	`1940-66-7088-000`
Alternative APNs	`1817896` `1859281` `1869058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	852 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Patio Area	1,052 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1869058
Street Address	110 UPPER SNOWBIRD TRL
City	BEECH MOUNTAIN
State	NC
Zip	28604-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	PINNACLE RIDGE 134
Legal Subdivision	PINNACLE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1035
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5529 MILL DAM RD, WAKE FOREST, NC 27587-2005
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed, Transfer
Sep 22, 2023	Intrafamily Transfer, Transfer
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Dec 8, 2020	Deed of Trust, Mortgage PROSPERITY HM MTG
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2020699388
Deed Book / Page	2148 / 775
Last Transfer Date	Oct 13, 2025
Transfer Doc	0024650479
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 19, 2025
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0024650479
Book / Page	2465 / 479
Map Reference	MB 104 PG 325
Instrument Date	Oct 13, 2025
Instrument	756247
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5529 MILL DAM RD, WAKE FOREST, NC 27587-2005

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Sep 22, 2023
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0023520563
Book / Page	2352 / 563
Map Reference	MB 6 PG 221
Instrument Date	Sep 15, 2023
Instrument	734788
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2207 BANKSHILL ROW, RALEIGH, NC 27614-8652

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020890904
Date	Apr 30, 2020
Book Page	2089/904
Instrument	689753

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0021480778
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 UPPER SNOWBIRD TRL BEECH MOUNTAIN NC 286048230, BEECH MOUNTAIN, NC 28604-8230

Mortgage

Document Number	0021480778
Date	Dec 9, 2020
Book Page	002148/000778
Instrument	699389

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 9, 2020
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0021480775
Book / Page	2148 / 775
Map Reference	MB 6 PG 221
Instrument Date	Dec 3, 2020
Instrument	699388
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 RIVERMEAD LN, WAKE FOREST, NC 27587-5842

Mortgage

Document Number	699389
Date	Dec 9, 2020
Instrument	699389

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 31, 2018
Property Address	110 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number	0019900243
Book / Page	1990 / 0243
Map Reference	MB6 PG221
Instrument Date	Aug 28, 2018
Instrument	671921
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ROCKBRIDGE RD, 15, MILLS RIVER, NC 28759-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 N KNOLL RD, SOUTHERN PINES, NC 28387-2907

Mortgage

Document Number	671922
Date	Aug 31, 2018
Instrument	671922

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,700 (+1.24%) Land $29,800 Building $516,900
2025	$1,832.00 (-65.63%)	$540,000 (-) Land $29,800 Building $510,200
2024	$5,330.00		$540,000 Land $29,800 Building $510,200
2023		$540,000 Land $29,800 Building $510,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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