102 Troy Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 102 Troy Ave, Lubbock, TX 79416

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,354 sqft · built 1982
Lot Size0.109 acres (4,788 sqft)
OwnerIndividual Name on Record
Tax Bill$3,354 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR112799

Property Details

APN / Parcel Number

Primary APNR112799

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,354 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialBuilt-Up Asphalt
Lot Area4,788 sqft (0.109 acres)
Lot Dimensions114 ft deep x 42 ft wide
Garage Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address102 TROY AVE
CityLUBBOCK
StateTX
Zip79416-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionWHISPERWOOD L 95-A-1
Legal SubdivisionWHISPERWOOD
Legal Lot Number950
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1023
Census Tract411

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5251 BUFFALO SPRINGS TRL, AMARILLO, TX 79119-6867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2022
Deed SaleMay 5, 2022
Deed Document Number2022-22545
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address102 TROY AVE, LUBBOCK, TX 79416-3107
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036271
DateJul 27, 2022
Instrument2022036271
Lender
NamePENNYMAC LOAN SERVICES LLCS
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,354.00 (-2.81%) Homeowner's exemption$189,560 (+3.48%) Land $25,000 Building $164,560$189,560 (+3.48%) Land $25,000 Building $164,560
2024$3,451.00 (+1.35%)
2023$3,405.00 (+332.66%) Homeowner's exemption$183,191 Land $12,600 Building $170,591$183,191 Land $12,600 Building $170,591
2022$787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

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