Lubbock County property record for 110 Troy Ave, Lubbock, TX 79416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,354 sqft · built 1982 |
| Lot Size | 0.109 acres (4,788 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,140 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R94839 |
| Primary APN | R94839 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,354 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,788 sqft (0.109 acres) |
| Lot Dimensions | 114 ft deep x 42 ft wide |
| Garage Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 110 TROY AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79416-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | WHISPERWOOD L 96-B-1 |
| Legal Subdivision | WHISPERWOOD |
| Legal Block | 1 |
| Legal Lot Number | 962 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 411 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 TROY AVE, LUBBOCK, TX 79416-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 |
| Deed Sale | May 12, 2022 |
| Prior Sale | Jul 29, 2009 |
| Deed Document Number | 2022-24122 |
| Prior Transfer Date | Dec 16, 2013 |
| Prior Transfer Doc | 2313049060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 110 TROY AVE, LUBBOCK, TX 79416-3107 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024128 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022024128 |
| Name | CAPITAL FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79413 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,140.00 (-4.63%) Homeowner's exemption | $189,560 (+13.27%) Land $25,000 Building $164,560 | $189,560 (+13.27%) Land $25,000 Building $164,560 |
| 2024 | $2,244.00 (+2.65%) | ||
| 2023 | $2,186.00 (+20.51%) Homeowner's exemption | $167,350 Land $12,600 Building $154,750 | $167,350 Land $12,600 Building $154,750 |
| 2022 | $1,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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