102 Tracy Rd, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 102 Tracy Rd, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,866 sqft · built 1985
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jan 2026)
Tax Bill	$11,836 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`492001 166.18-1-31.10`

Property Details

APN / Parcel Number

Primary APN	`492001 166.18-1-31.10`
Alternative APNs	`200116601800010310100000` `00000001620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,866 sqft Living Area
1st Floor Area	1,876 sqft
Upper Floors Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	160 ft deep x 367 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000001620
Street Address	102 TRACY RD
City	WAVERLY
State	NY
Zip	14892-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	31.010
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	1
Census Block	1016
Census Tract	20703

Owner

102 Tracy Rd is owned by two individuals who bought it in January 2026.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 HAMILTON VALLEY RD, SPENCER, NY 14883-9317
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VISIONS FCU
Feb 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Oct 16, 1998 · Amount on File
Deed Document Number	2026197
Prior Transfer Date	Oct 15, 1998
Prior Transfer Doc	0616000143
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jan 16, 2026
Property Address	102 TRACY RD, WAVERLY, NY 14892-9604
Document Number	202600000197
Instrument Date	Dec 27, 2025
Instrument	2026-00000197
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	386 HAMILTON VALLEY RD, SPENCER, NY 14883-9317

Mortgage

Document Number	202600000200
Date	Jan 16, 2026
Instrument	2026-00000200

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2031
Index	1-Year CMT

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 6, 2020
Property Address	102 TRACY RD, WAVERLY, NY 14892-9604
Document Number	2020000000479
Instrument Date	Jan 23, 2020
Instrument	20200-00000479
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TRACY RD, WAVERLY, NY 14892-9604

Tax Assessment & Valuation

The 2026 property tax bill for 102 Tracy Rd was $11,836, up 3% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Municipality	Waverly Village
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,836.00 (+3.03%)
2025	$11,488.00 (+3.38%)	$221,300 (-) Land $23,500 Building $197,800	$393,772 (+7.65%) Land $41,815 Building $351,957
2024	$11,112.00 Homeowner's exemption Senior Citizen's exemption	$221,300 (-) Land $23,500 Building $197,800	$365,785 (-0.83%) Land $38,843 Building $326,942
2023		$221,300 Land $23,500 Building $197,800	$368,833 Land $39,167 Building $329,666
2019	$2,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Tracy Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Tracy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY VILLAGE serves 4,830 people · EPA ID NY5304410
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Empire Long Distance, Verizon.

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