112 Tracy Rd, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 112 Tracy Rd, Waverly, NY 14892

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,112 sqft · built 1986
Lot Size0.901 acres (39,245 sqft)
OwnerCompany Name on Record
Last Sale$330,000 (Nov 2025)
Tax Bill$11,446 (2026)
Deeds & MortgagesNov 2018 Mortgage
Oct 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN492001 166.18-1-13.10

Property Details

APN / Parcel Number

Primary APN492001 166.18-1-13.10
Alternative APNs
  • 200116601800010130100000
  • 00000001617

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,112 sqft Living Area
1st Floor Area2,112 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area39,245 sqft (0.901 acres)
Lot Dimensions189 ft deep x 207 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area864 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000001617
Street Address112 TRACY RD
CityWAVERLY
StateNY
Zip14892-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number13.010
JurisdictionTIOGA NY
Township / Civil DivisionBARTON
Census Block Group1
Census Block1016
Census Tract20703

Owner

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address86 AUBORN AVE, SHIRLEY, NY 11967-1740
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOAN INC
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOAN INC
Feb 9, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
May 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Feb 12, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TIOGA STATE BANK
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleOct 20, 1999 · Amount on Record
Deed Document Number20254275
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18000004768
DateNov 6, 2018
Instrument180-00004768
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17000004620
DateOct 25, 2017
Instrument170-00004620
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term171 Months
DueJan 1, 2032

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000000634
DateFeb 9, 2021
Instrument20210-00000634
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000002196
DateMay 16, 2022
Instrument20220-00002196
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000000481
DateFeb 12, 2024
Instrument20240-00000481
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueMar 1, 2039

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateNov 19, 2025
Property Address112 TRACY RD, WAVERLY, NY 14892-9604
Document Number202500004275
Instrument DateOct 29, 2025
Instrument2025-00004275
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 AURBORN AVE, SHIRLEY, NY 11967-1740

Mortgage

Document Number202500004276
DateNov 19, 2025
Instrument2025-00004276
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionBarton Town
MunicipalityWaverly Village
Unified School DistrictWaverly Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,446.00 (+3.03%)
2025$11,109.00 (+3.38%)$214,000 (-) Land $24,000 Building $190,000$380,783 (+7.65%) Land $42,705 Building $338,078
2024$10,746.00 (+188.41%)$214,000 (-) Land $24,000 Building $190,000$353,719 (-0.83%) Land $39,669 Building $314,050
2023$214,000 Land $24,000 Building $190,000$356,667 Land $40,000 Building $316,667
2019$3,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY VILLAGE
serves 4,830 people · EPA ID NY5304410
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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