Cherokee County property record for 102 Spruce St, Gaffney, SC 29340
| Property Type | Mobile Home |
|---|---|
| Details | 1,512 sqft · built 2018 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,900 (Jun 2015) |
| Tax Bill | $1,866 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025366-23-3 |
| Primary APN | 025366-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 8,276 sqft (0.189 acres) |
| Old Parcel Number | 0990600131000 61594089 |
|---|---|
| Street Address | 102 SPRUCE ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3249 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | GF |
| Legal Description | 102 SPRUCE ST LT#9 BLK#2 FM CASH $3900 3/19/10 FIRE REPORT HOUSE TORN DOWN PAM |
| Legal Subdivision | SHEET ONE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970502 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 SPRUCE ST, GAFFNEY, SC 29340-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on Record |
| Deed Sale | Jun 9, 2015 · Amount on Record |
| Deed Document Number | 0000771798 |
| Deed Book / Page | 77 / 1798 |
| Last Transfer Date | Jun 10, 2015 |
| Transfer Doc | 0000771798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 102 SPRUCE ST # 9, 9, GAFFNEY, SC 29340-3249 |
| Document Number | 0000981022 |
| Book / Page | 000098 / 001022 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 102 SPRUCE ST GAFFNEY SC 293403249, GAFFNEY, SC 29340-3249 |
| Document Number | 0000981022 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 000098/001022 |
| Instrument | 5122 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount Recorded |
|---|---|
| Term | 276 Months |
| Due | Oct 18, 2040 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,866.00 (+687.34%) | $600 (-) Land $600 | $10,000 (-) Land $10,000 |
| 2023 | $237.00 | $600 Land $600 | $10,000 Land $10,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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