Cherokee County property record for 100 Spruce St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,142 sqft · built 1930 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2025) |
| Tax Bill | $462 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 031219-23-3 |
| Primary APN | 031219-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,142 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Slab |
| Street Address | 100 SPRUCE ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 100 SPRUCE ST .22 AC |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970502 |
Source: Cherokee County records · APN 031219-23-3
Assessment roll updated November 20, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SPRUCE ST, GAFFNEY, SC 29340-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 05, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Aug 06, 2024 · Amount on Record |
| Deed Document Number | 20253636 |
| Deed Book / Page | 186 / 1919 |
| Prior Transfer Date | Jul 31, 2019 |
| Prior Transfer Doc | 0001142043 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jul 10, 2025 |
| Property Address | 100 SPRUCE ST, GAFFNEY, SC 29340-3249 |
| Document Number | 0001861919 |
| Book / Page | 186 / 1919 |
| Map Reference | MB 3-B PG 143 |
| Instrument Date | Jul 08, 2025 |
| Instrument | 2025-3636 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 SPRUCE ST, GAFFNEY, SC 29340-3249 |
| Document Number | 0020253637 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025-3637 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 05, 2019 |
| Property Address | 100 SPRUCE ST, GAFFNEY, SC 29340-3249 |
| Document Number | 0001142043 |
| Book / Page | 000114 / 002043 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 3812 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 100 SPRUCE ST GAFFNEY SC 293403249, GAFFNEY, SC 29340-3249 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462.00 (-57.26%) Homeowner's exemption | $2,520 (-7.69%) Land $800 Building $1,720 | $63,100 (+38.68%) Land $20,000 Building $43,100 |
| 2023 | $1,081.00 | $2,730 Land $480 Building $2,250 | $45,500 Land $8,000 Building $37,500 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Based on FCC filings for 330 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAFFNEY BPW serves 24,290 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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