102 Spring Knoll Ct, Colora, MD 21917 Property Records

Cecil County property record for 102 Spring Knoll Ct, Colora, MD 21917

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,652 sqft · built 2004
Lot Size	0.864 acres (37,635 sqft)
Owner	2 Individual Names on File
Last Sale	$329,935 (Jun 2004)
Tax Bill	$4,711 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-053428`

Property Details

APN / Parcel Number

Primary APN	`07-053428`
Alternative APN	`053428`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,652 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,635 sqft (0.864 acres)
Garage Type	Mixed
Garage Area	1,432 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,056 sqft
Porch	Porch
Porch Area	182 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	053428
Street Address	102 SPRING KNOLL CT
City	COLORA
State	MD
Zip	21917-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 18 - .864 ACRE 102 SPRING KNOLL COURT SPRING KNOLL
Legal Subdivision	SPRING KNOLL
Legal Lot Number	18
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1001
Census Tract	31201

Owner

102 Spring Knoll Ct is owned and occupied by two individuals who bought it in June 2004.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust · Line of Credit FIRST FINANCIAL/MD FEDERAL CREDIT UNION
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FEDERAL CREDIT UNION/MD
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2004 · Amount on File
Deed Sale	Jun 1, 2004 · Amount on File
Deed Document Number	2004264135
Deed Book / Page	1668 / 607
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Apr 16, 2026
Property Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434
Document Number	5771000347
Book / Page	5771 / 347
Instrument Date	Mar 31, 2026
Record Updated	Apr 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434

Mortgage

Document Number	5771000347,
Date	Apr 16, 2026
Book Page	5771/347

Lender

Name	FIRST FINANCIAL/MD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Apr 16, 2026
Property Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434
Document Number	0057710347
Book / Page	5771 / 347
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434

Mortgage

Document Number	5771000347,
Date	Apr 16, 2026
Book Page	5771/347

Lender

Name	FIRST FINANCIAL FEDERAL CREDIT UNION/MD

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2046

Interest

Rate	6%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040230307
Date	Feb 9, 2017
Book Page	4023/307

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	102 SPRING KNOLL CT, COLORA, MD 21917-1434
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046950153
Date	Oct 5, 2020
Book Page	4695/153

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 102 Spring Knoll Ct was $4,711 with a homeowner's exemption, up 3.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,711.00 (+3.7%) Homeowner's exemption	$513,400 (+9.65%) Land $88,800 Building $424,600	$513,400 (-) Land $88,800 Building $424,600
2025	$4,543.00 Homeowner's exemption	$468,233	$513,400 Land $88,800 Building $424,600
2023	$3,492.00 Homeowner's exemption	$377,900 Land $88,800 Building $289,100	$377,900 Land $88,800 Building $289,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Spring Knoll Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Spring Knoll Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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