85 Spring Knoll Ct, Colora, MD 21917 Property Records

Cecil County property record for 85 Spring Knoll Ct, Colora, MD 21917

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,528 sqft · built 2004
Lot Size	40.3 acres (1,759,388 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2004)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-000154`

Property Details

APN / Parcel Number

Primary APN	`07-000154`
Alternative APNs	`7000154` `000154`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,528 sqft Total Area
Basement Area	875 sqft
Finished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,759,388 sqft (40.3 acres)
Garage Type	Mixed
Garage Area	1,316 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	856 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000154
Street Address	85 SPRING KNOLL CT
City	COLORA
State	MD
Zip	21917-1432
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	LOT 27 -40.398 ACRES 85 SPRING KNOLL COURT S/E OF LIBERTY GROVE
Legal Subdivision	SPRING KNOLL PH 02
Legal Lot Number	27
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1001
Census Tract	31201

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 SPRING KNOLL CT, COLORA, MD 21917-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIOKOL-ELKTON FEDERAL CREDIT UNION
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on File
Deed Sale	Jun 28, 2004 · Amount on File
Deed Document Number	2004264568
Deed Book / Page	1691 / 64
Last Transfer Date	Feb 25, 2009
Transfer Doc	0025980067
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jul 20, 2026
Property Address	85 SPRING KNOLL CT, COLORA, MD 21917-1432
Document Number	5819000479
Book / Page	5819 / 479
Instrument Date	Jan 24, 2025
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRING KNOLL CT, COLORA, MD 21917-1432

Mortgage

Document Number	5819000479,
Date	Jul 20, 2026
Book Page	5819/479

Lender

Name	THIOKOL-ELKTON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	163 Months
Due	Feb 24, 2040

Interest

Rate Type	Fixed Rate
Rate	6.85%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	85 SPRING KNOLL CT, COLORA, MD 21917-1432
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049960197
Date	Oct 6, 2021
Book Page	4996/197

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (+3.99%) Homeowner's exemption	$554,300 (+7.12%) Land $99,000 Building $455,300	$554,300 (-) Land $99,000 Building $455,300
2025	$5,433.00 (+27.51%) Homeowner's exemption	$517,467 (+16.6%)	$554,300 (+24.9%) Land $99,000 Building $455,300
2023	$4,261.00 Homeowner's exemption	$443,800 Land $99,000 Building $344,800	$443,800 Land $99,000 Building $344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spring Knoll Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures