102 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 102 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,514 sqft · built 1995
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$922,000 (Sep 2022)
Tax Bill$3,111 (2025)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN1940-97-6841-000

Property Details

APN / Parcel Number

Primary APN1940-97-6841-000
Alternative APNs
  • 1579900
  • 1855565

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,514 sqft Living Area
1st Floor Area1,540 sqft
Basement Area1,540 sqft
Finished Basement1,540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage Area252 sqft
PorchPorch
Porch Area48 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1855565
Street Address102 SAINT ANDREWS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionGGGC-H 135
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1030
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address505 BEACHLAND BLVD, 1STE1, VERO BEACH, FL 32963-1710
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Deed Document Number2022724888
Deed Book / Page2300 / 119
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 30, 2022
Property Address102 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8213
Document Number0023000119
Book / Page2300 / 119
Map ReferenceMB 4 PG 240
Instrument DateSep 27, 2022
Instrument724888
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
Tax$1,844.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10736 RUFFINO CT, 10736, TRINITY, FL 34655-7062

Transferred To (Grantee/Buyer)

NameVerified Name
Address2632 SEA ISLAND DR, FORT LAUDERDALE, FL 33301-1589

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$942,300 (-) Land $29,400 Building $912,900
2025$3,111.00$942,300 (+1.3%) Land $29,400 Building $912,900
2024$930,200 Land $29,400 Building $900,800
2023$930,200 Land $29,400 Building $900,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Andrews Rd

Nearby Streets

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