Effingham County property record for 102 Saddle Ln, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,627 sqft · built 1990 |
| Lot Size | 0.742 acres (32,355 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $61,431 (Jul 2009) |
| Tax Bill | $2,647 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0435B-033-000 |
| Primary APN | 0435B-033-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,627 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 32,355 sqft (0.742 acres) |
| Garage Area | 729 sqft |
| Porch | Patio |
| Porch Area | 235 sqft |
| Heating System | HVAC |
|---|
| Account Number | 16209 |
|---|---|
| Street Address | 102 SADDLE LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-6248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 33 |
| Legal Subdivision | SADDLEBROOK |
| Legal Block | II |
| Legal Lot Number | 33 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 SADDLE LN, GUYTON, GA 31312-6248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2009 · Amount on Record |
| Deed Sale | Jul 24, 2009 · Amount on Record |
| Deed Document Number | 20091406 |
| Deed Book / Page | 1870 / 426 |
| Prior Transfer Date | Feb 3, 2009 |
| Prior Transfer Doc | 001826/102 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,268 (-5.58%) Land $22,800 Building $83,468 | $265,670 (-5.58%) Land $57,000 Building $208,670 | |
| 2025 | $2,647.00 (+10.75%) Homeowner's exemption | $112,551 (+9.79%) Land $22,800 Building $89,751 | $281,378 (+9.79%) Land $57,000 Building $224,378 |
| 2024 | $2,390.00 (+10.24%) Homeowner's exemption | $102,516 (+55.23%) Land $22,800 Building $79,716 | $256,291 (+55.23%) Land $57,000 Building $199,291 |
| 2022 | $2,168.00 Homeowner's exemption | $66,040 Land $18,800 Building $47,240 | $165,101 Land $47,000 Building $118,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLEBROOK SUBDIVISION private · serves 398 people · EPA ID GA1030093 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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